Contractor’s Insurance

As an independent contractor, you are uniquely exposed to certain risks, which means you need to be uniquely protected. We feel it is necessary that your policy provides an adequate amount of coverage by considering the risks specific to your work while reflecting your good safety record.

Contractors Insurance can not only cover costs associated with bodily injury, but also property damage from a number of different causes that will affect your work, as well as some liability costs. Because of the nature of a contractor’s business, it is especially important to cover all your bases with a Contractor’s Insurance policy.

Below are some of the coverage options when creating a Contractor’s Insurance policy:

Business Liability Protection:

  • Premises and operations
  • Products/completed work
  • Fire legal liability
  • Personal and advertising injury
  • Medical payments


  • Building coverage
  • Business personal property coverage
  • Loss of income
  • Valuation options

Optional Coverage Available:

  • Accounts receivable
  • Care, custody/control
  • Computer coverage
  • Computer Electrical Interruption Coverage
  • Contractors equipment floater
  • Employee dishonesty
  • Equipment breakdown
  • Exterior building glass
  • Installation floater
  • Contractual liability
  • Earthquake
  • Money & securities
  • Non owned/hired auto liability
  • Ordinance or law
  • Valuable papers and records
  • Personal property- off premises
  • Property in your care

If you have any questions or would like to discuss a quote, please contact Yardley Insurance at (215) 860-8300.