Long Term Disability Insurance

A disabling accident occurs once every second in the United States. Having a disability can make it difficult or impossible to work. Disability Insurance provides coverage that protects you from any stressful situation by paying you a portion of your salary.

Long term disability picks up where short term disability leaves off. Short term disability usually ends within 3-6 months of the injury or illness claim. Long term disability lasts on average for two and a half to three years and depending on the injury or illness, it could last even longer.

Premiums no longer need to be paid if you become disabled and begin receiving the benefits. With the “waiver of premium” provision that is on most policies, it allows you to stop paying premiums after 90 days or more of being disabled.

Even if you’re healthy now, no one can predict what the future will bring.

If you have any questions or would like to discuss a quote, please contact Yardley Insurance at (215) 860-8300.